With the final cost of living payment already distributed earlier this year, many households may be wondering what financial support is still available. This article outlines the various forms of assistance provided by the Department for Work and Pensions (DWP) that are available in 2024. We’ll cover the details of past cost of living payments, what to do if you missed a payment, and other ongoing support schemes designed to help those in need.
Cost of Living Payments in 2024
The final cost of living payment of £299 was distributed between February 6 and February 22, 2024. Currently, the Labour government has not announced any plans for new cost of living payments. These payments were automatically sent to eligible recipients, eliminating the need for applications.
Previous Cost of Living Payments
- First Instalment: £301, paid between April 25 and May 17, 2023
- Second Instalment: £300, paid between October 31 and November 19, 2023
- Final Instalment: £299, paid between February 6 and February 22, 2024
- Additional Support: This £900 was on top of the £650 that most households received in 2022, split into two payments of £326 in July 2022 and £324 in November 2022.
- Eligibility: Recipients had to be receiving means-tested benefits between January 26 and February 25, 2023.
- Scam Alert: Payments were automatic, and the DWP warned against scams asking people to apply.
Reporting Missing Payments How to Report
If you think you’re eligible but have not received your payment, report it on the government website using your National Insurance number. The DWP will respond as soon as possible.
Other Available Benefits in 2024
Household Support Fund (HSF)
- Extended Support: The HSF has been extended for six months, providing help until September 2024.
- Local Council Support: Councils offer various supports like supermarket vouchers and cash grants. Check your local council’s website for details.
Additional Benefits
Universal Credit and Pension Credit: Ensure you know your eligibility if you’re on a low income or out of work.
DWP Payment Dates in 2024
- Universal Credit: Paid monthly on the anniversary of the first payment.
- Disability Living Allowance, Attendance Allowance, Personal Independence Payments, Pension Credits, State Pension: Paid every four weeks.
- Employment and Support Allowance, Jobseeker’s Allowance, Income Support: Paid every two weeks.
- Carer’s Allowance, HMRC Tax Credits, Child Benefit: Paid weekly or every four weeks.
- Maternity Allowance: Paid every two or four weeks.
Bank Holiday Adjustments
Early Payments: Payments scheduled for Monday, August 26, will be made on Friday, August 23.
Extra Help and Support Schemes
Energy and Debt Support
- Supplier Grants: Check with your energy supplier and Citizen’s Advice for available grants.
- British Gas Energy Trust: Offers help even if you are not a British Gas customer, after consulting a debt adviser.
Financial Firm Support
- Lender Assistance: Mortgage lenders and credit providers are required to offer support to those struggling with bills.
Emergency Loans for Universal Credit Recipients
Interest-Free Loans: Available for emergencies, with a repayment period of two years.
Borrowing Limits:
- £348 for single individuals
- £464 for couples
- £812 for those with children
Final Thoughts
While the specific cost of living payments have ended, various other supports are still available to help those in need. Be sure to check your eligibility and take advantage of the assistance programs and schemes offered by the DWP and local councils.